The Federal Authorities has mentioned that many federal employees can’t entry its housing mortgage schemes as a result of their salaries are already burdened by deductions from a number of loans taken from industrial lenders.
Govt Secretary of the Federal Authorities Workers Housing Loans Board, Hajiya Salamatu Ahmed, made this recognized on the Everlasting Secretaries’ Quarterly Discussion board with Union Leaders, organised by the Service Welfare Workplace underneath the Head of the Civil Service of the Federation (HCSF), based on the Information Company of Nigeria (NAN).
She defined that the numerous deductions go away most civil servants ineligible for presidency housing loans.
“Let me inform you why employees could have issue in accessing these loans.
“Majority of them have already mortgaged their wage by taking sequence of loans from these companies that function “sharp loans”.
“So, on the finish of the day, there is no such thing as a method you’ll be able to propel them to pay the housing mortgage. That is very unhappy,’’ she mentioned
Ahmed described the scenario as worrisome, particularly because the mortgage ceiling had been elevated to N20 million for senior employees. She added {that a} particular housing mortgage scheme was additionally created for officers on Grade Ranges 8 to 14, whereas the board is partnering with mortgage establishments and personal builders to make homes extra reasonably priced for civil servants.
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The Everlasting Secretary of the Service Welfare Workplace, Mrs. Persistence Onyekunle, whereas declaring the discussion board open, mentioned the engagement was aimed toward deepening dialogue between authorities and labour unions on employees welfare, industrial concord, and productiveness.
She outlined key initiatives underneath the Federal Civil Service Technique and Implementation Plan (FCSSIP 2021–2025), comparable to group life assurance for federal employees and the President’s N750 billion pension bond invoice earlier than the Nationwide Meeting. Different measures embody the revival of the Nigerian Social Insurance coverage Belief Fund (NSITF), free medical companies on the HCSF complicated, a overview of recognition and reward insurance policies, and an open-door coverage with unions.
- The Deputy Normal Supervisor of NSITF, Mr. Usman Tumsah, mentioned the Fund was simplifying its claims course of and digitising functions to make sure well timed compensation for office accidents and deaths.
- He defined that whereas federal civil servants are mechanically lined underneath the worker compensation scheme, a number of Ministries, Departments, and Businesses (MDAs) had but to satisfy documentation necessities, prompting ongoing sensitisation efforts.
Union leaders additionally voiced considerations. Mrs. Chika Ukachukwu, Chairman of the Ministry of Info and Nationwide Orientation Union, counseled the federal government’s initiatives however urged enhancements to the Nationwide Well being Insurance coverage Authority (NHIA) scheme, citing delays and bottlenecks that discourage employees from searching for well timed medical care.
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