Nigeria’s main banks are extending their bodily and digital attain nationwide, even because the business strikes deeper into technology-driven companies. First Bank stays the nation’s most widespread lender, working 766 branches as of the primary half of 2025.
Knowledge compiled by Nairametrics Analysis from official bank web sites and department locators present that First Bank, UBA, and Zenith Bank stay essentially the most seen lenders throughout the nation, every sustaining a whole bunch of branches throughout the nation. Their presence explains how conventional banking networks nonetheless matter in a market the place many shoppers depend on face-to-face service.
Whereas cell apps, USSD codes, and on-line platforms have reworked banking comfort, the nation’s high lenders proceed to put money into department infrastructure to maintain private connections and attain underserved communities. Notably, most banks have their largest focus of branches in Lagos, with considerably fewer in northern states comparable to Zamfara, Yobe, and Taraba
Polaris Bank and Unity/Providus Bank would have ranked sixth and seventh with 253 and 236 branches, nonetheless, the bank’s 2024 and H1 2025 monetary statements had been unavailable on the time of this report.
Under is a breakdown of the ten banks with the most important department networks in Nigeria.
Prime 10 banks with the very best branches within the nation
Sterling Bank maintains 129 branches with 3,826 staff, one of many smallest department networks amongst Nigeria’s main business banks. The very best concentrations are in Lagos (48), Ogun (7), and Rivers (6), whereas Sokoto, Kwara, and Enugu every have one outlet based on out there data.
Sterling’s property rose to N4.08 trillion in H1 2025 from N3.54 trillion in full 12 months (FY) 2024, supported by customer deposits of N2.78 trillion.
With fewer bodily branches, Sterling Bank is leaning extra on digital channels and tailor-made options to remain nearer to clients beneath its “One Buyer” technique.
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