Non-financial belongings held by microfinance banks in Nigeria have surged to a document N358.787 billion in June 2025.
That is in response to the Central Bank of Nigeria’s (CBN) newest quarterly statistical bulletin.
This marks the very best determine since 2018, underscoring the sector’s rising reliance on tangible and intangible belongings.
What the information is saying
The CBN knowledge reveals that the June 2025 determine represents a 0.88% improve month-on-month, rising from N355.650 billion in Could 2025.
On a year-on-year foundation, non-financial belongings grew by N131.080 billion, representing a 57.56% improve in comparison with N227.707 billion in June 2024.
The info displays regular progress through the years as microfinance banks proceed to extend their curiosity in non-financial belongings.
Month-on-month knowledge
Month-to-month knowledge highlights constant progress. In January 2025, non-financial belongings stood at N314.752 billion, in comparison with N168.691 billion in January 2024.
February knowledge additionally reveals an upward development as non-financial belongings reached N317.986 billion in 2025, up from N181.198 billion in February 2024.
March additionally displays the surge reaching N320.334 billion in 2025, up from N197.298 billion in the identical month in 2024.
Complete belongings of microfinance banks surge previous N5 trillion
Along with non-financial belongings, the CBN bulletin revealed that the entire belongings of all licensed microfinance banks reached N5.228 trillion in Could 2025, the very best degree ever recorded.
Microfinance banks’ complete belongings elevated by N1.267 trillion between December 2024 and Could 2025, representing a 32% progress in 5 months.
This determine highlights the sector’s increasing monetary base and is taken into account essential for monitoring capitalization ranges, regulatory compliance, and recapitalization workout routines.
What non-financial belongings symbolize
Non-financial belongings are gadgets that derive worth from their substance, utility, or contractual rights, moderately than being traded on monetary markets like shares or bonds.
They embrace tangible belongings reminiscent of actual property, tools, automobiles, and pure assets, in addition to intangible belongings like patents, goodwill, logos, and mental property.
What you need to know
The CBN’s newest quarterly statistical bulletin additionally revealed that Nigerians withdrew a complete of N36.34 trillion by way of automated teller machines between January and June 2025, a pointy rise of 197.66% from the N12.21 trillion recorded in the identical interval of 2024.
- This surge occurred regardless of new withdrawal charges launched by the Central Bank of Nigeria (CBN).
- Transaction volumes adopted the identical sample. Nigerians carried out 858.80 million ATM withdrawals within the first half of 2025, up from 496.47 million within the corresponding interval of 2024.
The rise of 362.34 million transactions represents a progress of 72.98%, indicating that increased prices did little to curb demand.
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