Infinity Trust Mortgage Bank Plc recorded a powerful income growth within the 2025 monetary 12 months with turnover rising to ₦6.6 billion.
The mortgage bank reported turnover of ₦6.61 billion for the 12 months ended December 31, 2025, in contrast with ₦4.39 billion within the earlier 12 months.
The 51 % progress underscores improved mortgage origination volumes and stronger yields throughout interest-earning property, supported by rising demand for housing finance and tighter pricing within the high-interest-rate setting.
Curiosity and comparable earnings climbed to ₦5.53 billion in 2025, up from ₦3.58 billion a 12 months earlier, accounting for the majority of income progress.
Whereas curiosity bills elevated to ₦1.87 billion from ₦1.13 billion, internet curiosity earnings nonetheless expanded to ₦3.67 billion, indicating that the bank maintained wholesome spreads regardless of increased funding prices.
Non-interest earnings additionally strengthened in the course of the 12 months. Web charges and fee earnings rose sharply to ₦282.6 million from ₦100.2 million on the again of elevated transaction volumes and ancillary service exercise.
Different working earnings elevated to ₦799.1 million, additional supporting whole working earnings, which rose to ₦4.75 billion from ₦3.26 billion in 2024.
Credit score high quality enhancements contributed to earnings stability. Credit score loss bills declined considerably to ₦81.0 million in 2025, in contrast with ₦199.4 million within the prior 12 months, pointing to improved asset high quality and simpler danger administration inside the mortgage portfolio.
Working bills rose to ₦1.65 billion from ₦1.34 billion, pushed largely by increased personnel prices and operational growth.
Nonetheless, expense progress lagged the tempo of income improve, leading to improved working effectivity. Revenue earlier than tax elevated to ₦3.02 billion, up from ₦1.72 billion in 2024, whereas revenue after tax rose to ₦2.90 billion.
Along with revenue progress, the bank recorded different complete earnings of ₦1.53 billion, lifting whole complete earnings for the 12 months to ₦4.43 billion, in contrast with ₦2.01 billion within the earlier 12 months.
Earnings per share rose to 69 kobo from 35.52 kobo, reflecting the sharp improve in profitability.
The 2025 efficiency highlights Infinity Trust Mortgage Bank’s means to scale its core mortgage lending operations whereas managing credit score danger and working prices, positioning the establishment for sustained income progress as housing finance exercise continues to broaden.
