The NGX Insurance coverage sector powered by way of 2025 with a powerful return of 65.64%, outperforming the broader All-Share Index, which gained 51.19%.
Tracked by its index, the sector gained 471.3 factors, rising from 719.9 to shut at 1,189.3 factors and decisively breaking the 1,000-point barrier.
Solely the NGX Client Items sector posted a stronger efficiency, returning 129.57%.
Even so, 2025 was a stable 12 months for insurance coverage shares, though it fell wanting the sector’s distinctive 123% return in 2024, whereas Client Items delivered 54% final 12 months.
On a month-to-date foundation, August emerged because the strongest month in 2025, advancing 44.30%.
The surge was largely pushed by a constructive market response to President Tinubu’s signing of the Nigerian Insurance coverage Business Reform Act (NIIRA) 2025, which guarantees stronger shopper safety, improved capital adequacy, and total sector stability.
August’s rally pushed H2 2025 to change into the 12 months’s strongest half, up 57.42%, with the third quarter rising because the standout interval, rising over 57%.
This sector-wide efficiency was pushed by robust positive factors in particular person insurance coverage shares. Under are the highest 10 performers behind the rally.
Guinea Insurance coverage Plc secured the tenth spot in 2025, delivering a 64.20% return to traders. The inventory opened the 12 months at N0.81 and closed at N1.33, with roughly 1.4 billion shares traded.
The 12 months started on a weak be aware, because the inventory shed 9.88% in January, slipping to N0.73, earlier than extending losses to N0.65 by April.
A turnaround in Might and a powerful June rally lifted the worth to N0.90, leading to an 11.11% achieve for the primary half.
Momentum accelerated in August, when the inventory surged 65.12% to commerce above the N1 mark, peaking round N1.42 amid broad-based energy in insurance coverage equities.
A pullback in October and November dragged the worth right down to N1.10, however a late rebound of 20.91% helped the inventory shut the 12 months at N1.33.
For the nine-month interval, insurance coverage income edged as much as N2.1 billion from N2.0 billion a 12 months earlier. Premiums obtained dipped 4.47% to N2.3 billion, whereas gross claims rose sharply to N628.3 million from N279.4 million.
Guinea Insurance coverage is valued at N10.8 billion on the NGX.







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