Ecobank Transnational Included has launched its unaudited monetary outcomes for the yr ended December 31, 2025, posting sturdy earnings progress pushed by larger income, improved working efficiency, and balance-sheet enlargement.
Gross earnings rose by 14 % to ₦4.82 trillion, in contrast with ₦4.21 trillion recorded within the 2024 monetary yr. Income elevated by 18 % to ₦3.67 trillion, up from ₦3.11 trillion within the prior yr.
Working revenue earlier than impairment fees climbed 29 % yr on yr to ₦1.89 trillion, reflecting stronger core banking efficiency throughout the group’s working markets.
Profitability Strengthens
Revenue earlier than tax elevated by 30 % to ₦1.28 trillion, in contrast with ₦986.70 billion in 2024, whereas revenue after tax rose by 29 % to ₦950.00 billion, up from ₦735.90 billion recorded within the earlier yr.
For the fourth quarter ended December 31, 2025, revenue after tax stood at ₦247.60 billion, marginally larger than ₦244.02 billion recorded within the corresponding quarter of 2024. Quarterly income declined barely by 1 % to ₦959.64 billion, reflecting moderating earnings momentum within the ultimate quarter.
Stability Sheet Growth
Ecobank Group’s steadiness sheet expanded in the course of the yr, with complete belongings growing by 14 % to ₦49.44 trillion, from ₦43.30 trillion as at December 2024.
Deposits from prospects rose by 15 % to ₦36.45 trillion, in contrast with ₦31.64 trillion within the prior yr, underscoring continued customer acquisition and deposit mobilisation throughout its pan-African footprint.
Loans and advances to prospects elevated by 11 % to ₦17.09 trillion, up from ₦15.35 trillion as at December 2024.
Whole fairness strengthened considerably, rising 50 % yr on yr to ₦4.17 trillion from ₦2.78 trillion, supported by retained earnings and improved profitability.
Administration Signatories
The unaudited monetary statements had been signed by Jeremy Awori, Group Chief Govt Officer, and Ayo Adepoju, Group Govt Director and Chief Monetary Officer.
The Group Chief Govt Officer, who’s a signatory to the monetary statements, was granted a waiver by the Monetary Reporting Council of Nigeria allowing him to signal the monetary statements with out indicating an FRC registration quantity.
Market Context
The FY 2025 unaudited outcomes replicate Ecobank Group’s continued concentrate on income diversification, working effectivity, and balance-sheet resilience amid various macroeconomic situations throughout its working areas.
With double-digit progress in income, revenue, deposits, and fairness, the group’s newest efficiency reinforces its place as certainly one of Africa’s largest and most worthwhile banking teams by asset measurement.
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