Infinity Trust Mortgage Bank Plc has proposed a dividend of 35 kobo per extraordinary share for the 2025 monetary yr and accepted a one-for-one bonus share situation, following a powerful earnings efficiency.
The resolutions have been disclosed in a company submitting with the Nigerian Alternate (NGX) on Thursday, February 12, 2026, after the Board of Administrators assembly held on February 10, 2026.
The board additionally accepted the audited monetary statements for the yr ended December 31, 2025, signaling confidence within the bank’s capital place and development outlook.
The proposed dividend and bonus situation are topic to shareholder ratification on the Annual Basic Assembly and regulatory approvals.
The transfer is predicted to boost shareholder worth, enhance liquidity, and strengthen the bank’s capital base because it positions itself for additional development in Nigeria’s housing finance market.
What the bank is saying:
The mortgage bank mentioned the resolutions have been reached at its scheduled board assembly and subsequently communicated to shareholders, the investing public, and the Nigerian Alternate Restricted.
The lender famous that the approvals stay topic to ratification at its upcoming AGM and clearance from related regulators.
- “Infinity Trust Mortgage Bank Plc needs to inform its shareholders, the investing public and NGX that the Board of Administrators of the Bank met on the tenth day of February 2026 as scheduled.”
- “That the Audited Monetary Statements for the yr ended December 31, 2025, along with the Administration letter, are hereby accepted by the Board to be forwarded to CBN for approval.”
- “{That a} proposed Dividend of 35 Kobo per Strange Share with respect to the 2025 Monetary Yr is hereby accepted, topic to ratification on the Annual Basic Assembly (AGM). {That a} Bonus share Concern of 1 to at least one (1:1) was accepted by the Board, topic to AGM ratification and regulatory approval.”
The bank acknowledged that the dividend proposal and bonus situation type a part of its broader capital administration and company governance technique.
Extra insights
Along with the capital return measures, the board accepted the appointment of Dr. Obasegun Adetokunbo Oni as a Non-Govt Director, topic to regulatory approval by the Central Bank of Nigeria.
The appointment is predicted to strengthen oversight in enterprise safety, expertise governance, and regulatory compliance because the bank accelerates its digital transformation drive.
Monetary and inventory worth efficiency
In its unaudited 2025 outcomes for the yr ended December 31, 2025, the bank reported a pre-tax revenue of N3.02 billion, a major enhance of 75.1% in comparison with N1.72 billion within the earlier yr.
- Gross earnings rose by 50.5% year-on-year to N6.61 billion in 2025, up from N4.39 billion in 2024, pushed largely by development in its mortgage portfolio and improved curiosity earnings margin.
- Curiosity earnings elevated by 54.3% to N5.53 billion, whereas pre-tax revenue surged by 75.1% to N3.02 billion in comparison with N1.72 billion within the earlier yr.
- Revenue after tax climbed by 95.7% to N2.9 billion from N1.48 billion in 2024, regardless of a 23% enhance in working bills through the interval.
- Whole loans and advances grew by 85.3% to N30.0 billion, with mortgage loans accounting for N30.6 billion, whereas impairment losses declined considerably to N80.99 million from N199.38 million in 2024.
- The bank’s shares closed flat at N7.00 in 2025 however have since gained 28.6% in 2026, closing at N9.00 per share on Thursday, February 12, 2026, on the NGX, rating it forty eighth on the NGX by way of year-to-date efficiency.
The bank famous that the resolutions and robust monetary efficiency underscore its dedication to sustainable development and improved shareholder returns.
What you need to know
Regardless of the robust earnings development and proposed shareholder rewards, Infinity Trust Mortgage Bank’s free float stays under regulatory expectations.
- The bank’s free float stands at 10.86%, under the 20% minimal requirement for corporations listed on the Nigerian Alternate Essential Board.
- Dividend per share elevated to N0.15 in 2024 from N0.06 in 2023, reflecting a constant upward pattern in shareholder payouts.
Whereas the free float place could require consideration to make sure compliance with trade laws, the bank’s improved earnings, rising dividend payout, and strengthened capital base may assist maintain optimistic market sentiment in 2026.
