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ProvidusUnity Bank Enables Mastercard Payments on Google Pay in Nigeria

ProvidusUnity Bank has introduced Google Pay support for eligible Mastercard holders to enable customers to make contactless and online payments using compatible mobile devices.

The bank disclosed this on Wednesday, October 28, 2026, stating that the development builds on its investment in payment tokenisation technology to improve transaction security and convenience.

The integration allows eligible customers to add their Mastercard cards to Google Pay and make payments at supported contactless terminals and participating online merchants, subject to device and merchant compatibility.

ProvidusUnity Bank began its tokenisation journey in 2021 through a partnership with Mastercard and Thales to introduce Mastercard Digital Enablement Service (MDES) capabilities in Nigeria.

In 2022, the bank expanded its digital payment infrastructure through a Tap-to-Pay initiative involving Mastercard, Interswitch and Thales.

Tokenisation replaces sensitive card information with unique digital identifiers, helping reduce the exposure of customers’ payment details during transactions.

Speaking on the development, Deoye Ojuroye, Executive Director and Chief Financial Officer of ProvidusUnity Bank, said the initiative reflects the bank’s commitment to strengthening digital payment infrastructure.

“Our investment in tokenisation reflects a long-term view of digital finance, prioritising secure transactions, operational resilience and capabilities that can scale as payment behaviours change,” Ojuroye said.

Similarly, Elliott Sangoleye, Divisional Head of Digital Bank, said the integration would provide customers with greater convenience across supported online and contactless transactions.

“Customers increasingly expect payments to fit naturally into their digital lives. Enabling eligible Mastercard holders to use Google Pay adds convenience across supported online and contactless transactions, while tokenisation helps reduce exposure of sensitive card details,” Sangoleye said.

Lanre Ogundare, Group Head of Card Business and Solutions, explained that the bank’s early investment in tokenisation positioned it to support emerging digital payment technologies.

“Our tokenisation journey began in 2021, when we recognised that digital wallets, mobile payments and payment-enabled devices would become increasingly important. We invested early in the infrastructure and partnerships required to support this evolution,” Ogundare said.

He noted that the integration forms part of efforts to connect payment capabilities across the banking ecosystem while improving customer experience.

The bank added that its merchant payment gateway supports tokenisation, while its contactless-enabled point-of-sale terminals can process payments from eligible physical cards, compatible mobile wallets and payment-enabled wearable devices.