Moniepoint MFB processes N412trn transactions in 2025, disburses N1trn loans

Moniepoint Microfinance Bank says it processed transactions price N412 trillion and disbursed over N1 trillion in loans in 2025.

The figures had been disclosed by Moniepoint Inc., the bank’s guardian firm, in its 2025 Yr in Overview report launched on Thursday.

The corporate mentioned mortgage disbursements had been focused largely at small and medium-sized enterprises, together with provision shops, supermarkets, and constructing supplies merchants.

Moniepoint’s knowledge spotlight how Nigerian fintechs are powering the casual economic system with credit score. A current disclosure by FairMoney MFB, confirmed that the fintech disbursed over N150 billion in loans to small companies in 2025.

What the info is saying 

Moniepoint disclosed that its microfinance bank powers a major share of Nigeria’s in-person cost transactions.

• The information reveals sustained development in transaction volumes and values throughout each bodily and on-line channels.
• The corporate mentioned Moniepoint MFB processed greater than 14 billion transactions valued at N412 trillion in 2025, accounting for about 80% of in-person funds nationwide.
• Monnify, its internet cost gateway, processed transactions price N25 trillion over the identical interval, pushed by elevated business-to-business and on-line funds adoption.
• Companies that accessed credit score via the platform recorded common development of over 36% after receiving loans, in keeping with the corporate.

Moniepoint mentioned it now serves over 6 million energetic companies nationwide, counting on various knowledge similar to transaction histories and cost behaviour to evaluate creditworthiness.

The corporate famous that this data-driven lending mannequin is designed to broaden entry to finance for enterprises sometimes excluded from conventional credit score techniques.

Extra insights 

Past funds and credit score, Moniepoint expanded its product choices and regulatory footprint throughout the yr.

These developments mirror a broader technique to deepen its function inside Nigeria’s SME monetary ecosystem.

• The microfinance bank re-launched its financial savings product, with consumer knowledge displaying every day financial savings as the commonest behaviour, whereas enterprise operations, hire, and training topped financial savings classes.

• The corporate launched Moniebook and secured a nationwide microfinance bank licence, increasing its vary of regulated monetary companies.

• TeamApt Ltd, its switching and processing subsidiary, obtained Mastercard and Visa licences to function as a processor and acquirer, enabling worldwide card funds and switching companies throughout Africa.

“Our focus stays on constructing monetary infrastructure to assist Africa’s largely casual economic system, which accounts for about 83% of employment throughout the continent,” mentioned Group CEO Tosin Eniolorunda.

What it’s best to know 

Moniepoint Inc., previously TeamApt Inc., was based in 2015 by Tosin Eniolorunda and Felix Ike.

The corporate gives digital funds, enterprise accounts, credit score, international trade, and operational instruments for small and medium-sized enterprises.

• In 2025, Moniepoint accomplished a Sequence C funding spherical, elevating over $200 million in fairness.
• Buyers within the spherical included Improvement Companions Worldwide, Google’s Africa Funding Fund, Visa, the Worldwide Finance Company, and Verod Capital.
• The corporate additionally launched MonieWorld in the UK to serve the African diaspora and strengthen remittance and cross-border cost corridors.